Lottery tickets are the financial opium of the financially illiterate. But hey it's only a "little habit" right?
Let's say you spend a measily $1 a day on your fun little habit. Over the span of your working life (45 years) you'd accumulate over $145,000 if you put that $1 every day into your employer sponsored plan.
Now you're not going to be able to retire on that, but when you consider that most adults who are coming up on retirement don't even have $5,000 to their name; it's a good place to start.
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