Have you ever seen ground zero of a natural disaster? The injured, the destroyed homes, the death, the end of public services, bankrupt business, totaled cars, etc. What you don't see are the destroyed financial lives that are invisible behind all of the wreckage. No emergency funds, no money to meet the deductibles, not enough cash to keep a business open, not enough hard cash when the ATMs are down. How prepared are you for this type of situation?
If all of this happened to you at once, how much would it cost? What are the maximum amount for all of your insurance deductibles (home, auto, medical and more)? This could easily run into $10,000 or more. Do you have an emergency fund to cover you for 6 months in case you can't work or the company you work for goes out of business? Does your business have an emergency fund to keep it going while sales go to $0? The bills still come in whether you're selling or not.
Create an action plan! Find out how much you need and make sure it's there is enough money in case this happens. Also have enough cash to hold the family over for a few days to a week for basic essentials like gas and food while you try to regroup. Every family should have a fire and water proof safe that's attached to their house and hidden from thieves. Keep cash and your insurance docs in there in case the shit hits the fan!