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BHAG UPDATE - NOV '14

1/12/2014

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November was another abysmal month of only saving 49% of my income.  Once again this was almost primarily due to the fact that I have a major rent that sits vacant.  The good news is that it is scheduled to be rented starting this month.  I had to give half a month's rent to get that done, but it's better than nothing and I probably should have had it done months ago.  By January hopefully everything will be full steam ahead.  Regardless, here is November's breakdown....

Expenses:
Entertainment - 1.33%
Transportation - 1.9%
Charity - 2.75%
Insurance - 4.22%
Home - 5.79%
Clothes - 3.14$
Mortgage - 22.32%
Gas - 7.93%
Eating out - 3.84%
Medical - 31.77%
Internet - 2.79%
Utilities - 3.64%
Food - 6.18%
Phone - 2.39%

Income: 
Salary - 78.95%
Real Estate - 21.05%

I had some serious medical expenses this month!  I didn't even realize it!  Between being sick last week, the dermatologist, and the dentist I racked up some serious medical bills.  Only about 16% of that was for medical insurance.  These things happen, but hopefully they don't last.  

I have a robust plan for getting this back on track starting in January.  Without some unforeseen emergencies I should be able to get this back to 70% savings without much problems.  
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    This website was created due to the atrociously misguided financial advice that I've heard over the decades.  Financial freedom is not intellectually strenuous, but it takes discipline. 

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