I only saved a disappointing 65% of my take home pay last month. Boo!!! I couldn't figure out why because it was one of my highest income months in a while. After a few seconds though i found it the culprits. Here's the data...
Expenses
Food: 16.65%
Transportation: 1.77%
Charity: 2.46%
Medical: 2.99%
Education: 0.69%
General Expense: 0.33%
Insurance: 8.02%
Home: 5.88%
Clothes: 0.31%
Dog: 0.98%
Personal: 3.85%
Mortgage: 21.66%
Gas: 4.8%
Eating out: 4.19%
TV/Internet: 2.69%
Phone: 2.58%
Utilities: 3.44%
Entertainment: 12.66%
Travel: 4.07%
Income
Real Estate: 35.94
Investments: 1.73%
Work: 62.34%
Income is pretty standard stuff. The two items that should jump out at you are the Entertainment and Food categories that I went overboard on and I blew my budget. I bought almost $300 worth of meat that I will probably be consuming for the next 6 months. Hopefully this will help in coming months and bring down future expenses. Also the Entertainment category was high because I bought my first TV in 9 years. The cost is 1/10 of what it was back then, so I think I waited for a sufficient amount of time, but it was still expensive relative to my overall budget.
For the love of God I love to have no mortgage!!
If I keep slipping like this it could take me another year longer to retire. I need to get things back on track, but it could prove to be even more difficult given the number of dates I've been going on. Good restaurants are expensive!
Expenses
Food: 16.65%
Transportation: 1.77%
Charity: 2.46%
Medical: 2.99%
Education: 0.69%
General Expense: 0.33%
Insurance: 8.02%
Home: 5.88%
Clothes: 0.31%
Dog: 0.98%
Personal: 3.85%
Mortgage: 21.66%
Gas: 4.8%
Eating out: 4.19%
TV/Internet: 2.69%
Phone: 2.58%
Utilities: 3.44%
Entertainment: 12.66%
Travel: 4.07%
Income
Real Estate: 35.94
Investments: 1.73%
Work: 62.34%
Income is pretty standard stuff. The two items that should jump out at you are the Entertainment and Food categories that I went overboard on and I blew my budget. I bought almost $300 worth of meat that I will probably be consuming for the next 6 months. Hopefully this will help in coming months and bring down future expenses. Also the Entertainment category was high because I bought my first TV in 9 years. The cost is 1/10 of what it was back then, so I think I waited for a sufficient amount of time, but it was still expensive relative to my overall budget.
For the love of God I love to have no mortgage!!
If I keep slipping like this it could take me another year longer to retire. I need to get things back on track, but it could prove to be even more difficult given the number of dates I've been going on. Good restaurants are expensive!
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