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BHAG UPDATE - MARCH '15

1/4/2015

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March was not spectacular by any means.  I only saved around 60% of my after tax income.  The real budget buster was the minor surgery I had and this blew my budget.  It's all part of the deal, but as a result you'll see that my medical expenses were by far my largest expense last month. 

Income
Real Estate - 38.65%
Salary - 61.35

Expenses
Dog - 0.43%
Transportation - 1.99% 
Charity - 1.26%
Insurance - 3.6%
Home - 12.85%
Mortgage - 21.6%
Gas - 3.04%
Eating out - 3.95%
Medical - 38.96%
Internet - 3.14%
Food - 5.16%
Entertainment - 2.06% 
Phone - 1.95%

As you can see my medical expenses were huge.  As I've said before a small increase in one of these can look huge because of the small amount of money that I spend.  With that said this disproportion will only increase over the next 3 months as I institute another round of cost cuts.  

Now that a roommate is gone I have cut the cable.  I have also increased rent and I plan to cut my medical expenses (but not insurance) and also my phone bill again.  

April will probably prove to be a little expensive.  I've already bought some entertainment tickets and the dog is going to have to go the vet, not to mention I donated $100 to a charity unexpectedly.  
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    This website was created due to the atrociously misguided financial advice that I've heard over the decades.  Financial freedom is not intellectually strenuous, but it takes discipline. 

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